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FreezoneGuide

Fintech & financial services · regulated

Free zones for fintech & financial services in the UAE

3 UAE free zones publish licence types that fit fintech & financial services (our assessment); none publishes a package price without stated conditions.

Payments, asset management, banking and insurance. Regulated by a financial regulator. 3 of the zones need a regulator's approval for it. Examples: Asset manager, Payment service, Insurance broker. Confirm your exact activity on each zone's official activity list.

3 zones · lowest package first

Compare these 3 side by side →

2 of 3 publish a price for this view; the rest say “Not published” and will quote on request.

DubaiMany facts confirmed on official sources; some not published. Checked 2026-10-24

DIFC

Dubai International Financial Centre

Not published

Lowest package, year 1

Licence from
AED 3,673
Min. office
Virtual office
Setup
21 days

Financial centre · 4-visa package

Abu DhabiMany facts confirmed on official sources; some not published. Checked 2026-10-24

ADGM

Abu Dhabi Global Market

AED 5,509

Lowest package, year 1

Licence from
AED 10,283
Min. office
Not published
Setup
Not published

Financial centre

DubaiMost facts confirmed on official sources. Checked 2026-10-24

DMCC

Dubai Multi Commodities Centre (DMCC)

AED 31,000

Lowest package, year 1

Licence from
AED 20,285
Min. office
Flexi-desk
Setup
10 days

General trading · 3-visa package

Verified on 2026-10-24 from assets.difc.com, dmcc.ae, assets.adgm.com.

Prices are year-1 figures as published by each zone: the lowest package of any size, or the package closest to the set-up you pick under “Price shown for”. “Not published” means no official source states it. How we verify

What we can compare: official activity list published by 29 of 43 zones; package price: solo, no visa published by 17 of 43 zones; package price: founder + 1 visa published by 13 of 43 zones; package price: team, 3 visas published by 6 of 43 zones; any package price published by 17 of 43 zones; licence fee published by 30 of 43 zones. Full coverage table

Questions worth asking

Which free zone has the lowest published package for fintech & financial services?

None of the zones that fit fintech & financial services in our assessment publishes a package price without stated conditions; ask them for a quote.

Do I need an extra approval for fintech & financial services?

In our assessment of the licence types DIFC, ADGM, DMCC publish, this activity needs approval from a regulator in addition to the free zone licence. Confirm the approvals for your exact activity with the zone.

Can I combine fintech & financial services with other activities?

Zones set how many activities a licence includes and whether trading and services can be combined; each zone page shows what the zone publishes on this. Ask the zone for its exact activity codes.